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Delivering tailored benefits that fit your business

PacBusiness takes a consultative approach to determining the right insurance options for your organization. Our team of advisors find out what’s important to your business and shapes a benefits strategy that maximizes opportunities and manages risks. We’ll set your business in the right direction and stay with you every step of the way.

Listen.

PacBusiness takes the time to listen to our clients needs and identify necessary goals and budgets that allow us to deliver the best benefit package and savings for our clients.

Analyze.

Analyzing available options on the market is the next step to developing a stronger strategy for our clients. Our team of advisors utilize a variety of tools to exceed our clients needs.

Design.

Designing the right benefits package for our clients is what separates us from our others. We take the time to listen and explore all market options before designing the best benefits package.

Deliver.

PBS combines our expert knowledge of benefits and industry practices to take the burden of benefits administration off our clients plate and deliver all-inclusive benefit strategies.

PacBusiness offers a variety of insurance solutions

Group Medical Plans

PacBusiness helps our clients ensure their group health insurance plan remains cost effective and meets their goals. 
Our strong relationships with the leading Hawaii health insurance carriers enable PacBusiness to help businesses of all sizes offer employees comprehensive coverage at a competitive price.

Voluntary Benefits

PBS offers a variety of payroll deducted supplemental benefits that help protect employees and their families in times of need. These plans include Accidental Death,  Disability and Cancer Care.

Individual Plans

PacBusiness delivers cost-effective solutions for individuals, sole proprietors, and single-person organizations. 
PBS offers Essentials Coverage and Cost Sharing plans that provide low-cost alternatives to the rising health insurance plans for individuals.

Health & Wellbeing

Wellness is the first step towards employers controlling the rising cost of healthcare and preventing health complications with their employees.

Employee Benefits

Providing great benefits can help you attract and retain the best employees.  Failing to deliver the benefits employees expect could limit your ability to scale effectively and meet business objectives.
We offer a variety of employee benefits, such as Group Life, Group Disability, HSA’s, Cancer Insurance, Wellness and more. 

Consulting & Marketing

Often times Employers do not know how to navigate the Hawaii Healthcare system. Our team of experts are experienced and can guide you through every step.

We're much more than just a consultant

Hands-on service and expertise personalized for your business. We're an extension of you.

Analysis & Cost Control

PBS uses statistics and analytical tools to identify claim trends and cost drivers to forecast trends in insurance costs. Our tools enable us to measure the competitiveness of our client’s current benefit programs and provide supporting data to make recommendations and cost-management decisions.

Compliance

PBS provides broad consulting services and in-depth education regarding the ever-changing health and employee benefit compliance. PBS continuously monitors state and federal legislative, regulatory, and judicial changes to provide timely and sensible guidance to our clients.

Health & Wellbeing

PBS provides access to evidence-based, integrated services that drive meaningful change in employee health and lifestyle choices. Our team works closely with employers to educate and engage their workforce using innovative programs and sustainable engagement practices.

Enrollment Support

PBS continuously supports our clients throughout the year, not just at renewal time. Our team works directly with each carrier to identify, address and resolve enrollment and eligibility issues quickly and accurately.

On-Site Immunizations

The PBS team coordinates on-site events, such as annual vaccinations, health screenings and other on-site education events. Our team works closely with our clients to accommodate complex shift schedules and allow all employees to access a variety of services conveniently from their workplace.

Employee Communications

The PBS Communications Team develops effective campaigns that enhance workforce knowledge and understanding of benefits. Our strategic team works with employers to implement targeted strategies that drive employee engagement and moving towards being informed benefit consumers

Our customers include:

Lets begin with a conversation

Our expert advisers are ready to assess your business needs.